Tuscaloosa Teachers Credit Union

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Loan Rates

New / Used Auto as low as 2.5%
15 Yr Fixed Mort as low as 3.625%
HELOC (Qtrly Adj) as low as 3.25%
Personal as low as 9.9%
More Rates

VISA Debit Cards

Enjoy the convenience of a VISA Debit Card with these great features:

  • No annual fee.
  • No transaction fees at point of sale merchants, online, or by phone.
  • No more check writing hassles.
  • Avoid embarrassment from overdrafts with Overdraft Protection and Overdraft Privilege (per item fee applies if used*)
  • Accepted practically anywhere VISA is accepted.
  • Get cash back over purchase amounts at participating merchants.
  • Can also be used to access funds from your checking or savings account at the ATM. Enjoy no ATM fees at local or network ATMs.**

Debit Card Application (fax to 205.758.3696, Attn: Member Services)

Master Account Agreement (please refer to EFT Disclosure)


To report a lost or stolen debit card, contact Member Service at 205.759.1505 or toll free at 800.331.9880. After business hours or on weekends, call 800.847.2911.

If you have incurred charges on your account which you believe to be fraudulent, click here for detailed instructions regarding the resolution process.


For complete information about signing up for Verified by VISA, the security program ensuring that no can use your VISA card when shopping online but you, visit www.visa.com/verified.


Each accountholder is allowed one courtesy lost/stolen card and PIN. Cost of additional replacement card(s) is $5 each, additional PIN request(s) is $2 each.


*Overdraft fees may apply if debits or withdrawals made exceed available balance. Overdraft Privilege fee is $30/item if used.
**No fee for ATM transactions includes those conducted at TTCU ATMs and ATMs worldwide using the Cirrus or Star networks.


Fee Schedule